This information age has us all so inundated with data that people have developed a “take the first deal that sounds good” tendency. That’s really not smart, especially when your goal is cheap insurance. You’re not going to get an automotive policy that meets all the legal requirements in your state, provides you with adequate collision and liability coverage (with a decent deductible), and premiums that are kind to your pocketbook without research -- and comparing multiple policies. And who the heck has time for all that? InsuranceSpecialists.com, that’s who.

One real plus to this site is the straightforward engine for insurance quotes. You start with a drop-down menu to pick the type of insurance you’re after and you do have to supply your zip code. (The site needs to know where you are to match you with insurance providers in your area.) Then there’s standard data to supply: year, make, model, trim, use of the vehicle, miles per year, and so on. It’s all clear and simple in an intuitive, well-behaved form. Even the most Internet-challenged will do just fine.

Another positive for InsuranceSpecialists is the layout. It doesn’t just look good, it makes sense and offers redundant links without insulting the reader’s intelligence with big blinking “Don’t Miss This, Dummy” kitsch. Redundant links to key functions are thoughtfully placed throughout the page. For instance, if your eyes gloss over the “Free Quotes” link in the top menu bar, they won’t miss the tasteful, yellow “Click for a Quote” bar in the middle of the page. Look right and you get links to the latest news and articles with summaries. Neat, concise, useful, no hunting and pecking around. Bottom line, InsuranceSpecialists is a well-packaged, information-rich, one-stop online source for affordable insurance coverage. Highly recommended.